Moderate Investors are the moderate risk takers who don’t want to lose much in market ups and downs. They are okay with taking a considerable rate of risk and pursuing long-term growth. Actually, you can’t give an exact definition for any investors as it varies according to individual investors' capability and risk tolerance.

This Moderate Portfolio allows you to withdraw any time, if it is not providing you the expected return.

Moderate investors, also sometimes called balanced investors, use a mix of diversified stocks which means you have exposure to varieties of stocks to invest in.

This Diversification in investment help you mitigate the risk and also reduce the volatility of your portfolio. Don’t lose your valuable investment because of market volatility by investing in diversified stocks.

The moderate Portfolio Model looks like this:

✔ 22% Large Cap
✔ 8% mid-cap
✔ 6% small-cap

Though this moderate portfolio is designed to balance the risks, you will still lose some substantial amount when the market goes down.

This well diversified portfolio potentially reduces risk when you spread your money among various investments.

Advantages:

✔ These funds are usually applicable for investment horizon of 3-5 years, and we change our investment strategies every 3 to 5 months according to the market position.This Portfolio allows you to save for down payment.
✔ These moderate risk funds are safer than high-risk investments. The option of diversification allows cushioning the losses.
✔ You are provided with high flexibility via SIP as per your financial standing.